Top 10 Most Affordable States to Live in Nigeria

Nigeria’s inflation rate dropped slightly to 21.88% in July 2025, down from 22.22% in June, according to the Consumer Price Index (CPI) report released by the National Bureau of Statistics (NBS).

The report highlights the states with the lowest cost of living based on their inflation figures, providing insights into regional affordability across the country. Below is the ranking of the 10 most affordable states to live in Nigeria as of July 2025.

10. Rivers State – 20.03%

Rivers, in the South-South, recorded 20.03% inflation, a slight improvement from June. The government allocated funds to support agriculture, targeting rice, cassava, and oil palm production to reduce food inflation.

9. Jigawa State – 19.41%

Jigawa, in the North-West, posted 19.41% inflation, down marginally from June. While overall inflation slowed, food inflation rose, showing the need for larger-scale agricultural investment.

8. Bauchi State – 18.90%

Bauchi, in the North-East, recorded 18.90% inflation, dropping significantly from 21.7% in June. Food inflation also fell sharply following government measures against illegal foodstuff trading.

7. Ondo State – 18.43%

Ondo, in the South-West, posted 18.43% inflation, slightly higher than June. The state continues to expand mechanised farming through public-private partnerships, especially in Ore.

6. Gombe State – 17.41%

Gombe, in the North-East, had 17.41% inflation, down from 18.7%. Recent water canalisation projects and climate-resilient agriculture initiatives have helped ease food inflation.

5. Sokoto State – 16.46%

Sokoto recorded 16.46% inflation, making it one of the cheapest northern states to live in. Fertilizer support for farmers and irrigation projects have boosted food production.

4. Adamawa State – 16.30%

Adamawa posted 16.30% inflation, dropping from June’s 16.9%. Food inflation fell to 9.9% following agricultural intervention projects funded by the World Bank.

3. Katsina State – 15.64%

Katsina, in the North-West, recorded 15.64% inflation, down from 17.5%. Government support for farmers through fertilizer subsidies and mechanized farming programs kept costs relatively low.

2. Zamfara State – 12.75%

Zamfara ranked second with 12.75% inflation, slightly higher than June but still among the lowest nationwide. Food inflation fell significantly due to improved security and government school feeding initiatives.

1. Yobe State – 11.43%

Yobe emerged as the most affordable state in Nigeria in July 2025, with 11.43% inflation, a sharp drop from 13.5% in June. The decline is linked to improved security and the government’s youth-focused agricultural campaigns.

Source: National Bureau of Statistics (NBS), July 2025 CPI Report